Credit Score Improvement Agency

Offering Complete and End-to-End Credit Score Repair Services!

100% Money-Back Guarantee

If We Don’t Deliver on Our Promises

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    What is Credit Repair?

    Credit repair is the process of improving a poor credit score/credit history by addressing or removing negative items that could be listed on your reports either inaccurately or due to missed payments and late payment fees..

    Although fair credit reporting practices outlines that every individual should have accurate credit information report, Credit reporting agencies makes it complicated for the consumer to navigate online processes and send a series of dispute letters in order to resolve the issues.

    To make credit repair convenient and easy, Kenstone Capital can identify and raise dispute on behalf of you.

    Using our methodical and structured systems and processes, Kenstone Capital has helped many number of customers to become once again credit eligible.

    Factors that get affected and reported,

    DPD : Days past due

    This records the number of days an emi is paid late from the due date.

    DPD

    can never be amended because once paid late it cannot be reversed. If somebody promises to remove or amend DPD then it's a fraud.

    Negative Flags

    Written off , PO WO Settled, Suit filed.

    Negative flags

    can be removed by making repayment to the bank.If somebody claims that they can remove the default or negative flag without making repayment to the bank then it's a fraud.

    Enquiries

    Enquiries once made cannot be ammended.

    Approval to Enquiries ratio

    is considered during the process of loan sanctioning.

    Holding multiple Pan Cards

    It's a criminal offense to hold multiple Pan cards and the Credit's system is intelligent enough to capture this kind of fraudulent activity.

    Credit Score

    Credit score is a dynamic aspect. It goes up and down based on the repayment pattern of an individual/company.

    How Much Our Services Costs?

    Pricing Inclusive of 18% GST

    Essential Package
    9999
    • Comprehensive Credit report analysis
    • Thorough credit profile evaluation
    • Detailed problem identification and root cause analysis
    • Tailored solutioning strategy development
    • Dedicated account manager for personalized support
    • Basic credit education resources
    Advanced Package
    11,999
    • All Business Essential features, plus:
    • Analysis of Credit and one additional Credit Bureau
    • Cross-bureau discrepancy identification
    • Enhanced credit profile assessment and scoring factors
    • Customized credit improvement action plan
    • Quarterly strategy refinement
    Comprehensive Package
    12,999
    • All Advanced Package features, plus:
    • Full analysis of all four credit bureaus
    • 360° credit health evaluation across all bureaus
    • Accelerated dispute resolution assistance
    • Bi-monthly strategy refinement and optimization
    • Exclusive access to credit expert consultations
    Elite Package
    14,999
    • All Comprehensive Package features, plus:
    • Annual Subscription For Credit Report
    • Proactive credit monitoring across all four bureaus
    • Real-time alerts for credit profile changes
    • Rapid response team for immediate issue resolution
    • Quarterly in-depth credit health check-ups
      Personalized credit optimization roadmap

    Therefore Credit score can be improved by adhering to the positive repayment pattern.

    Conclusion: Credit Repair is a possibility and most of the issues can be fixed and can become eligible for a fresh credit from a Bank/Financial Institution.

    Beware: if somebody makes a false claim of removing negative flags from the report without making repayment to the Bank/Financial Institution then stay away!

    How our services work

    Credit report analysis

    We generate your Credit report and plot a plan targeting all the negative items affecting your credit eligibility

    Analysis

    Credit disputing

    Our expert team will dispute and challenge the incorrect information and negative flags on your behalf via online and through appropriate correspondence

    Disputing

    Dispute escalating

    For negative flags, fraudulent transaction, and items requiring additional correspondence, We keep the process rolling and ensure your credit history is right on track.

    Escalation

    Credit score analysis and mentoring

    Through the online platform, We offer seamless access to your credit report analysis and credit advisory to help you achieve financial freedom

    Analysis & Mentoring

    You are entitled to have an accurate and fair credit report and score!

    Tens of millions of Indians have identity errors on their credit reports.

    Testimonials

    Even one negative item can cost you double, even triple digit decreases to your credit!

    Why use our Credit repair service?

    PROOF IN THE NUMBERS

    Since Kenstone Capital was founded, we have served 100's of thousands of consumers suffering from inaccurate entries in their credit report.

    We understand the legal framework

    We leverage every legal support available to fix your credit issues and help you become credit eligible.

    Understanding the credit repair process

    SETUP & DISCOVERY

    Firstly, we onboard you on to our platform, generate report and examine closely to identify all the negative items affecting your loan eligibility and wrongly hurting your credit score.

    01

    CHALLENGE & DISPUTE

    Next we reach out to credit bureaus and the Lending institutions to verify these negative items as accurate and fair. If they fail to do so then they are required to immediately remove them.

    02

    MANAGE & MONITOR

    We educate you to manage and Monitor your credit wisely. If a new credit issue appears we can immediately come on board and help you fix it

    03

    How long does it take?

    Unfortunately, there is no quick fix when it comes to credit repair and everytime one needs to go through the same series of steps involved in the resolution process. Therefore there’s no way to predict in advance how long it takes to fix your credit.

    That being said, we help hundreds of thousands of consumers each year fix their credit and typically they’ve have been with us for three months. With our team of credit experts, tech systems, our credit improvement and negative items removal process is streamlined to get you results

    On an average client uses our service for

    3 months

    Case Studies

    kenstonecapital-case-study

    Credit Masking Resolution for Mahesh B

    Credit Masking Resolution for Mahesh B Background Mahesh B faced difficulties

    no
    Kenstone Capital case study 2

    Resolution of Unauthorized Account for Kiran N

    Resolution of Unauthorized Account for Kiran N Background Kiran N approached

    no
    kenstone capital case study 1

    Resolving ‘Suit Filed’ Status for Radhakrishna Bhat Kaup

    Resolving ‘Suit Filed’ Status for Radhakrishna Bhat Kaup Backgrou

    no

    Our Reliable Solution For All Your Credit Issues

    Whether your search for credit repair includes “Credit Score Repair Agency near me” or “Credit score repair agency contact number”, stress not! We at Kenstone Capital can be your ideal choice. Our Credit Score Improvement Agency provides best-in-class credit improvement services in India. Our Credit Correction Agency can constructively explore your credit-related issues and build up an appropriate way to lead a safe and happy financial life. As one of the leading credit score improvement agencies in India, we have set the industry standards in repairing our client’s Credit score professionally.

    “Our Credit Score Repair Agency Experts help you secure your financial future.”

    Decrease Your Raising Financial Complexities

    We are living in the most populous democracy in the world. From being a comparatively destitute country, India has now become the fastest-growing major economy, a hub for information technology services, with an increased role in global culture. The country’s fortunes are significantly improving, and accordingly, keeping up a high credit score is an unquestionable requirement here. But, with Kenstone Capital’s Credit improvement services, you can maintain optimal Credit score with detailed action plan and score building options.

    Credit Is The Most Dependable Force In India

    Credit is one of the most trustworthy credit specialists in India, which maintains the financial records such as credit-related issues of both the firm and people, including credit cards and advances. Each enrolled bank and budgetary affiliations present their credit data to Credit routinely. Along these lines, Credit issues a CIR (Credit Information Report) and Credit score dependent on this data.

    A CIR (Credit Report) speaks about a financial history of an individual over a portrayed period while the Credit score is a three-digit numeric framework discussing a person’s record of advance repayment.

    Transform Your Bad Credit Score and Maintain An Outstanding Financial Life

    Whether your credit score needs only a quick fix, or a total rebuild, we can help you. Once your requirement has been defined, our Credit score repair agency will develop a unique strategy to repair your financial errors and genuine financial hardship while helping you to build optimal Credit score.

     

    Our Credit Score Repair Firm is an excellent choice for your monetary wellbeing which can analyze your Credit score as well as credit report and identify the factors that impact your credit score. Here our Credit experts isolate your credit problems and create a reasonable way to help you live in a secure financial life.

    How Our Credit Score Repair Agency Is Different From Others?

    At Kenstone Capital, our objective is to enhance the effectiveness and efficiency of the credit management process and to create a sustainable approach that enhances your credit score. To start with the process, our Credit repair agency will advise you on immediate changes that you could make to your credit management process. However, our Credit score improvement agency is not only dedicated to address your current business needs but also helps your business in longer-run. For that, our Credit score agency is committed to provide you with a solid and an on-going plan that can move forward with targeted improvements to your business while providing required training to your accounts team.

    Rewards Of Maintaining A Good Credit History

    We comprehend that budgetary establishments like banks and lending institution face a lot of fiascos concerning credits and their reimbursements. Henceforth they have gotten dynamically cautious while propelling cash to the people. Banks take the assistance of the Credit report before advancing money or designate cards to a person. Other than the approval of individual, home, and vehicle loans, keeping up a good Credit Score helps an individual in several manners.

    • It rapidly builds up a positive impression of your financial situation.
    • It enables you to get a lower interest with a bank.
    • You can get your prepayment charges waived off.
    • A credit card will be assigned promptly at the hour of your need.

    Stress not in the event that you have an Awful Credit Score

    Banks update the Credit database regularly. You can endeavour to fix the score, meanwhile. If you don’t have the explicit idea of how to continue, search for “Credit score repair agency near me” then Kenstone Capital will appear as your best credit consultant in India or else, you can directly contact us, here’s our Credit score repair agency contact number: +91 8068248827..

    “We shield your financial future with our online Credit score repair services.”

    Frequently Asked Questions

    If you want to transform your bad credit score into good credit score, there are a number of simple things you can do. You can repair Credit score by taking some simple steps.

    • First, make sure you pay your bills, annual fees on time and avoid missed payments.
    • Down your credit card balances to keep your credit utilization ratio low.
    • Don’t close old credit card accounts or apply for too many new ones.

    High credit usage portrays the consumer as a credit hungry with a potentially higher risk of default. Such disputes has a negative impact on your credit score and can make it difficult for you to obtain additional credit facilities to your savings account.

    Yes, you can rebuild your credit score by taking the help of a credit score repair company.

    If you want to increase your Credit score from 600 to 750+, establish a strong credit history, handle loan payments carefully, avoid closing old credit accounts, pay EMIs on time, and monitor your credit report. A Credit score of 750 or better will make it simple for you to get a loan.

    A credit repair agency is an organization that helps clients raise their credit score. The majority of clients often lack the time or knowledge necessary to file claims for credit score adjustments. Customers in this situation might file complaints by using the services of credit repair companies.

    Paying your bills on time, making debt repayments, preventing from receiving new hard inquiries, and getting credit development assistance can all help repair your faulty credit score.

    If you have already got your Free credit Score and Credit Report directly for the year and want to keep track of your credit history, you can purchase unlimited access plans from Credit. With unlimited access plans, you can update your Credit Score & Credit Report daily during the subscription period and choose either a 1 month (550/-), 6 month (800/-) or 12 month (1200/-) package. Also, you will have access to other Credit facilities such as Customized Loan Offers, Credit Monitoring and Dispute Assistance during the subscription period.

    Payment history is one of the most important aspects of your credit profile, and even a 30-day late payment or non payment can have a negative effect. Also, High utilization of credit limits are a major indicator of credit risk, and your credit score is adversely affected as your credit utilization ratio approaches and exceeds 40%.

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