We help banks, businesses, and individuals turn financial roadblocks into growth opportunities. From debt enforcement to credit repair, we get cashflow moving again — ethically, transparently, and effectively.
Every recovery and credit repair action we take is fully compliant with RBI guidelines, the SARFAESI Act, and the Fair Debt Collection framework. You get results without legal risk.
From large public sector banks to growing businesses, we have turned delinquent debt into recovered cashflow at a pace our clients describe as record-breaking.
Banks, NBFCs, businesses, and individuals across India rely on Kenstone for credit score recovery, bad debt collection, and SARFAESI enforcement. Our repeat client rate speaks for itself.

Personalized credit repair solutions for individuals and businesses with free consultations.

Strategic debt recovery solutions for businesses, combining automation, accounts receivable management, and legal support.

End-to-end SARFAESI enforcement, from notices to possession and security deployment.
Publication 1: Named ‘Best Credit Advisory Firm of the Year’ for two consecutive years by the Indian Finance Excellence Forum. Awarded for transparent practices and consistent client outcomes.
Publication 2: Cited by the FinTech Leaders Council for pioneering a tech-driven SARFAESI enforcement model that cut average recovery time by 40 percent compared to industry norms.
Publication 3: Featured in the Debt Recovery Outlook 2024 report as one of the fastest-growing B2B recovery agencies in South India, driven by a client retention rate above 90 percent.
We work with India’s top financial institutions
Awards and Recognitions
Best Credit Advisory Firm of the Year – 2024
Awarded by: Indian Finance Excellence Forum (IFEF) Recognised for resolving complex credit disputes at scale and delivering transparent, measurable outcomes for individual and institutional clients across India.Â
Excellence in Customer Support – 2023

Awarded by: Indian Finance Excellence Forum (IFEF)
Our dedicated support model and average 48-hour response time earned recognition for outstanding service quality in a space where most firms go silent after onboarding.
Innovation in Debt Resolution – 2022

Awarded by: FinTech Leaders Council (FLC)
 Recognised for building a technology-first recovery framework that combines automated tracking, legal enforcement, and real-time client reporting into one seamless process.
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