In India, Credit is a reliable lending specialist. It maintains records consisting of company and individual credit-related data including their card information and loan. Basically, this report and Credit score are used by any reported bank and fiscal affiliation while approving credit cards and loans to an individual.
While there are many factors influencing your loan application, the most significant factors are your Credit Score, your Credit Information Report (CIR) and your income. A CIR is the credit payment history of a person over a given duration, across different types of loans and financial institutions. Whereas Credit Score is a three-digit numerical description of a credit history obtained from this report.
“We help you to improve your Credit score with a properly managed credit.”