Credit is one of the most licensed credit specialists in India. It keeps up the records comprising of credit-related data of firms and people, including their loans and credit. In general, every bank and financial institutes use this report and Credit score while approving any loan. Credit score is a three-digit numeric diagram portraying a person’s record of credit reimbursement.
A Credit Report comprises an individual’s credit history over a predefined period. The Credit score is a three-digit number decided based on this report. Hence, it’s predominantly essential to maintain a healthy Credit score.