Kenstone Capital is a global debt consulting firm that serves leading banks, NBFC’s, financial institutions and businesses. We help our clients in turning around the delinquent debt at a record pace and maximize returns. With a focused effort we have built Kenstone Capital well equipped to this task.



It is not in what you see, it is in what you believe!

To become a trusted debt recovery partner to every financial institution and businesses across the globe.


Brick by brick we build the empire, for now, let us help you build customers!

To help all the partnered banks, financial institutions and businesses turnaround their delinquent debt and achieve maximum return on investment.



  • Obsession towards delivering pleasant, seamless and integrated customer service.
  • Insist on the highest standard and quality
  • Take a moonshot
  • Built on the cornerstone of trust & integrity
  • Evolve naturally
  • Focus more on building long term relationships and than short term gains.
  • Inclined towards action
  • Provide an atmosphere of growth and prosperity to all our recovery partners-employees

Founding Team

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Karunakar Shetty

Karunakar, a visionary, philanthropist, well known businessman around the circle paved the way for a large scale business filled with courage, strength and enthusiasm.

He grew up in a business family and got into business at a very young age following the bloodline.

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Nikhil Shetty

Nikhil has a master's degree in Digital Electronics from one of the prestigious institutions left to explore the outside business world. He has worked extensively in the startup arena in the areas of Sales and Marketing which gave him a lot of clarity on the operations, sales, marketing, scalability and other core business aspects of the corporate. Now leads the client engagement for Kenstone Capital.


Swapnil Shetty

Swapnil who is a hardcore finance boy holding a Business Management degree started business on his own at a very young age. He has been financially independent before he turned eighteen.

He worked across the globe with large and small financial services organization for a wide variety of taxation and accounting norms. This sharpened his number game which is fundamental for any business to sustain and rise. Now directs the operations and finance for Kenstone Capital.

Legal Team


C.S. Satish

EXPERIENCE: He started practicing as an advocate in the year 1984 conducted cases before High Court of KARNATAKA, Debts Recovery Tribunal, Civil Court, Criminal Court, Labour Court and Consumer forum. He was in the panel of united India insurance Co ltd, National insurance, Canara Bank, Punjab & Sind bank, Bank of India, kirloskar consultants, Karnataka detective agency, HDFC, anupama group of institutions etc.
He joined the bank in the year 1997 and worked extensively in legal & recovery department. Worked as an authorized officer and dealt SARFAESI proceedings in almost 10 regions.
Worked as an ENQUIRY OFFICER in HR & IR Department and was faculty in STC Karnataka bank, NABARD, SIBISTC, IIM Bangaluru, handled sessions for charted accountants officials of various banks officials of co-operative banks. Having a total exposure as an advocate for 13 years and as a chief manager in banking service for 23 years.

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