Credit Score Improvement Agency Near Me In Lucknow

Offering Complete and End-to-End Credit Score Repair Services!

  • Credit report analysis
  • Credit disputing
  • Dispute escalating
  • Credit score analysis and mentoring
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    We Make Credit Repair Easy And Effective

    Whether your credit needs only a quick fix, or a total rebuild, we can help you. Once your concern has been defined, we will develop a unique strategy to repair your financial errors while helping you to build optimal Credit score. Our Credit Score Improvement Agency in Lucknow is an excellent choice for your monetary wellbeing. Here our Credit Score Consultants isolate your credit problems and create a reasonable way to help you live in a secure financial life.

    Experience A Better Standard Of Living With A Balanced Credit Score In Lucknow

    Lucknow is among the top cities of India by GDP. Ranked as one of the fastest growing job-creating cities in India, Lucknow is on way to becoming next Information Technology (IT) hub in Uttar Pradesh after Noida. Like all other fast growing provinces, maintaining a high Credit score is crucial for individuals and IT people located in this region.

    Factors that get affected and reported,

    DPD : Days past due

    This records the number of days an emi is paid late from the due date.

    DPD

    can never be amended because once paid late it cannot be reversed. If somebody promises to remove or amend DPD then it's a fraud.

    Negative Flags

    Written off , PO WO Settled, Suit filed.

    Negative flags

    can be removed by making repayment to the bank.If somebody claims that they can remove the default or negative flag without making repayment to the bank then it's a fraud.

    Enquiries

    Enquiries once made cannot be ammended.

    Approval to Enquiries ratio

    is considered during the process of loan sanctioning.

    Holding multiple Pan Cards

    It's a criminal offense to hold multiple Pan cards and the Credit's system is intelligent enough to capture this kind of fraudulent activity.

    Credit Score

    Credit score is a dynamic aspect. It goes up and down based on the repayment pattern of an individual/company.

    How Much Our Services Costs?

    Pricing Inclusive of 18% GST

    Essential Package
    ₹9999
    • Comprehensive Credit report analysis
    • Thorough credit profile evaluation
    • Detailed problem identification and root cause analysis
    • Tailored solutioning strategy development
    • Dedicated account manager for personalized support
    • Basic credit education resources
    Advanced Package
    ₹11,999
    • All Business Essential features, plus:
    • Analysis of Credit and one additional Credit Bureau
    • Cross-bureau discrepancy identification
    • Enhanced credit profile assessment and scoring factors
    • Customized credit improvement action plan
    • Quarterly strategy refinement
    Comprehensive Package
    ₹12,999
    • All Advanced Package features, plus:
    • Full analysis of all four credit bureaus
    • 360° credit health evaluation across all bureaus
    • Accelerated dispute resolution assistance
    • Bi-monthly strategy refinement and optimization
    • Exclusive access to credit expert consultations
    Elite Package
    ₹14,999
    • All Comprehensive Package features, plus:
    • Annual Subscription For Credit Report
    • Proactive credit monitoring across all four bureaus
    • Real-time alerts for credit profile changes
    • Rapid response team for immediate issue resolution
    • Quarterly in-depth credit health check-ups
      Personalized credit optimization roadmap

    Therefore Credit score can be improved by adhering to the positive repayment pattern.

    Conclusion: Credit Repair is a possibility and most of the issues can be fixed and can become eligible for a fresh credit from a Bank/Financial Institution.

     Beware: if somebody makes a false claim of removing negative flags from the report without making repayment to the Bank/Financial Institution then stay away!

    How our services work

    Credit report analysis

    We generate your Credit report and plot a plan targeting all the negative items affecting your credit eligibility

    Analysis

    Credit disputing

    Our expert team will dispute and challenge the inaccurate information and negative flags on your behalf via online and through appropriate correspondence

    Disputing

    Dispute escalating

    For negative flags and items requiring additional correspondence, We keep the process rolling and ensure your credit history is right on track.

    Escalation

    Credit score analysis and mentoring

    Through the online platform, We offer seamless access to your credit report analysis and credit advisory to help you achieve financial freedom

    Analysis & Mentoring

    You are entitled to have an accurate and fair credit report and score!

    Tens of millions of Indians have errors on their credit reports.

    Click To Resolve Now

    Testimonials

    Kenstone sincerely worked on our case to correct errors in our Credit report. Though the pandemic / Lockdown hampered functioning of the financial institutions, Nikhil & Anand were always there to give us updates... Responded well even when there was no progress. In the end, they delivered to their commitment and now working on improving it further. We wish them great success and highly recommend their services.
    Mahesh Krishna
    I was troubled by unnecessary issues that affected my Credit score and hence my eligibility for taking financial assistance. I researched and finally opted the Credit score enhancement services of Kenstone Capital. I’m happy to mention that all the issues were cleared though it’s a slow process and my Credit was eventually improved as promised.
    Rahul Kokane
    I approached Kenstone Capital for Credit score issues and it is solved within time and the service was excellent bcz clarification with Credit report and suggestions for the issues. Thank you so much for your valuable help!(Quality Service providers)
    Achyuth Achi

    Even one negative item can cost you double, even triple digit decreases to your credit!

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    Why use our Credit repair service?

    PROOF IN THE NUMBERS

    Since Kenstone Capital was founded, we have served 100's of thousands of consumers suffering from inaccurate entries in their credit report.

    We understand the legal framework

    We leverage every legal support available to fix your credit issues and help you become credit eligible.

    Understanding the credit repair process

    SETUP & DISCOVERY

    Firstly, we onboard you on to our platform, generate report and examine closely to identify all the negative items affecting your loan eligibility and wrongly hurting your credit score.

    01

    CHALLENGE & DISPUTE

    Next we reach out to credit bureaus and the Lending institutions to verify these negative items as accurate and fair. If they fail to do so then they are required to immediately remove them.

    02

    Subtitle

    MANAGE & MONITOR

    We educate you to manage and Monitor your credit wisely. If a new credit issue appears we can immediately come on board and help you fix it

    03

    How long does it take?

    Unfortunately, there is no quick fix when it comes to credit repair and everytime one needs to go through the same series of steps involved in the resolution process. Therefore there’s no way to predict in advance how long it takes to fix your credit.

    That being said, we help hundreds of thousands of consumers each year fix their credit and typically they’ve have been with us for three months. With our team of credit experts, tech systems, our credit improvement and negative items removal process is streamlined to get you results

    On an average client uses our service for

    3 months

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    Case Studies

    Learn more by reading some of our client results stories.

    kenstonecapital-case-study

    Credit Masking Resolution for Mahesh B

    Credit Masking Resolution for Mahesh B Background Mahesh B faced difficulties

    no
    Kenstone Capital case study 2

    Resolution of Unauthorized Account for Kiran N

    Resolution of Unauthorized Account for Kiran N Background Kiran N approached

    no
    kenstone capital case study 1

    Resolving ‘Suit Filed’ Status for Radhakrishna Bhat Kaup

    Resolving ‘Suit Filed’ Status for Radhakrishna Bhat Kaup Backgrou

    no

    Credit Score – A Three-Digit Number That Represents An Individual’s Credit Worthiness

    Credit is one of India’s trusted credit experts. It maintains the records of company and individual credit-related information, including their credit card and loan. Credit Score is a three-digit summary of your credit history, ranking, and report, ranging from 300 to 900.

    Having a high Credit score is important, as it is useful when applying for a loan or a credit card. Keeping your Credit score on track from the start of the year can help you increase your chances of easily getting a loan approved. It’s extremely important to maintain a healthy Credit score.

    We-consult

    “Our Credit Score Repair Agency Experts help you secure your financial future.”

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    Good Credit Score Is Important In Modern Living

    A credit score is an indicator of your creditworthiness. Your credit score is the first thing banks will check when you apply for a home loan or credit card. It gives them an idea about your ability to repay the borrowed amount. Hence holding a high credit score is significant. Apart from the quick approval of home loans and personal loans, having a good Credit Score helps you in getting:

    • Loans with less interest
    • Cards offering better benefits and discounts
    • Loans with a longer holding period
    • Quicker Credit Application approval
    • Discount on payment processing fees and other expenses
    • Enhanced credit card capabilities

    Your Path To Better Credit Starts Here

    Keeping up a healthy Credit score may not be possible at all the times. Sometime, you can’t repay the bills on a given period which may reduce your Credit score and makes it difficult when you apply for loans or credit cards. Even though there are many agencies that can repair your Credit Score, but it is not recommended to go blind with the agencies without having proper knowledge on the services offered by those agencies.

    How Is A Credit Score Calculated?

    Credit Score – Sound Simple right? But it can be a complex task to understand how the credit scores are determined. No worries. We’re here to help you figure out how these statistics are calculated and how they affect you.

    Credit score is calculated based on your punctuality in repaying the credit card bill, loan amount, or any amount of mortgage. This score will be shown during the Credit report’s ‘ Enquiries ‘ and ‘ Records ‘ process. In general, this value ranges from 300 to 900, and the score of more than 700 is considered as a good Credit Score.

    Credit-Score

    Credit Repair Service That Suits Your Specific Requirements

    As a trustworthy credit repair organization, our online Credit Score Improvement Agency in Lucknow has set the right industry standards. Here, our professional credit score consultants will provide you with a comprehensive plan and financial management training to help you gain better control of your credit score and keep it safe in the future.

    Our Credit Score Improvement Agency Has Carved The Right Business Standard

    Our Credit Improvement Agency has set the right business standard as an upstanding and most solid Credit Repair affiliation. Our competent Credit Score Consultants reinforce you suitably with the top budgetary plan and help you with controlling your money for the attainment of a better future. Being a specialized Credit increase agency, we can help you with your Credit score check procedure, upgrade your credit profile and resolve all your credit related problems. Having our footprints across India, we repair Credit score of both the individuals and businesses with our customized credit score improvement services.

    Benefits Of Maintaining A Good Credit Score

    If you did not know, Credit Score is a powerful tool used by Banks across the country. As the Banking industry faces a lot of mishaps, they have become cautious while lending to avoid losses. Now, banks lend money only after checking an individual’s Credit report. Apart from the quick sanction of personal loan, home loan, and vehicle loan, maintaining a good Credit Score helps you in several areas:

    • It creates a positive impression about your creditworthiness.
    • A high Credit score lets you bargain for a lower interest rate with your lender.
    • It may even get your prepayment charges, as well as the processing fee waived off.
    • A credit card will be issued immediately to an individual with a good credit score.
    good-credit-score

    Start Maximizing Your Credit Potential Today!

    Are you finding it hard to resolve Credit issues or repair your credit score online? No worries! We help you keep track of your credit health with monthly reports, payment alerts and get you insights to improve your credit score!

     
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