CIBIL is a Credit Bureau or Credit Information Company which engages in maintaining the records comprising all the credit-related activities of a firm and individuals, including credit cards as well as loans. The registered banks and financial institutions periodically submit their credit information to CIBIL. Based on this data, CIBIL issues a CIR (Credit Information Report) and a credit score.
CIBIL Score Improvement Agency Near Me In Mumbai
Offering Complete and End-to-End CIBIL Score Repair Services!
- Credit report analysis
- Credit disputing
- Dispute escalating
- Credit score analysis and mentoring
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Accelerate Your Financial Growth With Our Right Solution
Are you finding it hard to resolve CIBIL issues or repair your credit score online? Our CIBIL Score Repair Agency in Mumbai can be of great help! Our Credit Score Consultants will go over your credit challenges and draft an actionable plan for your healthy financial life.
Enable Better Living In Mumbai With A Healthy CIBIL Score
Considered as the cosmopolitan city, Mumbai is the commercial, entertainment, as well as a financial hub of India. It contributes over 6 percent of India’s GDP and known as the financial capital of India. A city like Mumbai demands individuals to have a high CIBIL score of about 750. So, there’s no surprise behind your struggles in maintaining a good report.
Factors that get affected and reported,
How Much Our Services Costs?
Basic
Rs.499
- Detailed CIBIL ( Transunion ) Report
- Analysis of the Credit Report
- Identifying Inaccuracies
- Assessing Negative Items
Standard
Rs.9999/-
- Everything in Basic
- Issue Resolution
- Dedicated Account Manager
- Score Improvement Guidance
- CIBIL Subscriptin
Premium
Rs.19,999/-
- Everything in Standard
- Issue Resolution on all 4 Credit Bureaus
- CIBIL, CRIF , Experian & Equifax
- Credit score Monitoring for 1Yr
Commercial
Rs.35,999/-
- Analysis of the Credit Report
- Identification of CMR Ranking Reasons
- Issue Resolution
- CMR Ranking Improvement
Therefore CIBIL score can be improved by adhering to the positive repayment pattern.
Conclusion: CIBIl Repair is a possibility and most of the issues can be fixed and can become eligible for a fresh credit from a Bank/Financial Institution.
Beware:
if somebody makes a false claim of removing negative flags from the report without making repayment to the Bank/Financial Institution then stay away!
How our services work
Credit report analysis
We generate your CIBIL/Credit report and plot a plan targeting all the negative items affecting your credit eligibility
Analysis
Credit disputing
Our expert team will dispute and challenge the inaccurate information and negative flags on your behalf via online and through appropriate correspondence
Disputing
Dispute escalating
For negative flags and items requiring additional correspondence, We keep the process rolling and ensure your credit history is right on track.
Escalation
Credit score analysis and mentoring
Through the online platform, We offer seamless access to your credit report analysis and credit advisory to help you achieve financial freedom
Analysis & Mentoring
You are entitled to have an accurate and fair credit report and score!
Tens of millions of Indians have errors on their credit reports.
Testimonials
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Even one negative item can cost you double, even triple digit decreases to your credit!
Why use our CIBIL/Credit repair service?
PROOF IN THE NUMBERS
Since Kenstone Capital was founded, we have served 100's of thousands of consumers suffering from inaccurate entries in their credit report.
We understand the legal framework
We leverage every legal support available to fix your credit issues and help you become credit eligible.
Understanding the credit repair process
SETUP & DISCOVERY
Firstly, we onboard you on to our platform, generate report and examine closely to identify all the negative items affecting your loan eligibility and wrongly hurting your credit score.
01
CHALLENGE & DISPUTE
Next we reach out to credit bureaus and the Lending institutions to verify these negative items as accurate and fair. If they fail to do so then they are required to immediately remove them.
02
MANAGE & MONITOR
We educate you to manage and Monitor your credit wisely. If a new credit issue appears we can immediately come on board and help you fix it
03
How long does it take?
Unfortunately, there is no quick fix when it comes to credit repair and everytime one needs to go through the same series of steps involved in the resolution process. Therefore there’s no way to predict in advance how long it takes to fix your credit.
That being said, we help hundreds of thousands of consumers each year fix their credit and typically they’ve have been with us for three months. With our team of credit experts, tech systems, our credit improvement and negative items removal process is streamlined to get you results
On an average client uses our service for
3 months
Case Studies
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CIBIL Score Determines Your Financial Eligibility
A CIR (also known as CIBIL Report) is an individual’s credit payment history across various loan types and credit institutions over a specified period. Whereas, the CIBIL score is a three-digit numeric summary of a credit history derived using this report.
“Our Credit Score Repair Agency Experts help you secure your financial future.”
How Is A CIBIL Score Calculated?
CIBIL score is measured based on your punctuality on repaying the Credit card bill, loan amount, or any mortgage amount. That is, the score is determined based on a credit behavior, as shown in the ‘Enquiries’ and ‘Accounts’ section of your CIR or CIBIL report.
This score ranges between 300 and 900, where the score above 700 is considered good. Individuals with good CIBIL scores are less likely to default on their loan payments.
Our Credit Repair Service Matches Your Unique Needs
That is, if you are unable to repay the loans or credit card bill on time, there is a chance that your CIBIL score would decrease. This would create difficulty while applying for other credit cards, debit cards, or loans. You may find various credit repair agencies claiming they can fix your credit score overnight. Avoid such consultants as they won’t guide you appropriately, and you may end up feeling exhausted.
We Polish Your CIBIL Report For Better Future
Our online CIBIL Score Improvement Agency in Mumbai has set the right industry standard as a reputable Credit Repair organization. Our experienced Credit Score Consultants will offer an in-depth plan and financial management education to aid you in gaining maximum control of your credit score and keep it safe in the future.
How Our CIBIL Score Repair Agency Is Different From Others?
At KenStone Capital, our objective is to enhance the effectiveness and efficiency of the credit management process and to create a sustainable approach that enhances your credit score. To start with the process, our cibil repair agency will advise you on immediate changes that you could make to your credit management process. However, our CIBIL score improvement agency is not only dedicated to address your current business needs but also helps your business in longer-run. For that, our CIBIL score repair agency is committed to provide you with a solid and an on-going plan that can move forward with targeted improvements to your business while providing required training to your accounts team.
Our CIBIL Score Improvement Agency Has Carved The Right Business Standard
Our CIBIL Improvement Agency has set the right business standard as an upstanding and most solid Credit Repair affiliation. Our competent Credit Score Consultants reinforce you suitably with the top budgetary plan and help you with controlling your money for the attainment of a better future. Being a specialized CIBIL increase agency, we can help you with your CIBIL score check procedure, upgrade your credit profile and resolve all your credit related problems. Having our footprints across India, we repair CIBIL score of both the individuals and businesses with our customized credit score improvement services.
Benefits Of Maintaining A Good CIBIL Score
If you did not know, CIBIL Score is a powerful tool used by Banks across the country. As the Banking industry faces a lot of mishaps, they have become cautious while lending to avoid losses. Now, banks lend money only after checking an individual’s CIBIL report. Apart from the quick sanction of personal loan, home loan, and vehicle loan, maintaining a good CIBIL Score helps you in several areas:
- It creates a positive impression about your creditworthiness.
- A high CIBIL score lets you bargain for a lower interest rate with your lender.
- It may even get your prepayment charges, as well as the processing fee waived off.
- A credit card will be issued immediately to an individual with a good credit score.
“We Restore Your Faith on a Secure Financial Tomorrow”
If you have a bad credit score, fret not. Banks update the CIBIL database regularly (every month). So, you still have an opportunity to improve the score. If you are unsure how to proceed, our CIBIL Consultants in Mumbai can guide you well.