CIBIL is one of the dependable credit authorities in India. It maintains the records incorporating credit-related activities of the firm and people, including their credit card and loan info. Almost every listed bank and financial organizations use this report and CIBIL score while lending money to any individual. CIBIL score is a three-digit numeric summary speaking a person’s record of loan reimbursement.
A CIR (CIBIL Report) is a credit payment history of a person across loan types and credit institutions over a defined period while the CIBIL score is a three-digit numeric summary representing an individual’s credit history derived from this CIR.
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