CIBIL is one of the trustworthy credit experts in India. It keeps up the records consisting of credit-related information of firms and individuals, including their credit card and loan. Pretty much every recorded bank and monetary associations utilize this report and CIBIL score while loaning cash to any person. CIBIL score is a three-digit numeric outline depicting an individual’s record of credit repayment.
A CIR (otherwise called CIBIL Report) is a person’s credit instalment history over a predefined period. The CIBIL score is a three-digit number determined using this report.
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