A collection of stories of our experience in debt collection for Banks, financial institutions and businesses, and Credit Repair to manage your debt and hence finance well always!
CIBIL Score is a three-digit score of your credit history. The score is derived using your credit history generated in the CIBIL report. The report represents the individual’s financial identity across loan types and credit institutions over a period.
A CIBL score, which is often referred to as a consumer’s “credit score”, is a three-digit numeric digit that reflects your credit history and credit profile.
A statute of limitations applies to all unsecured debts, such as credit cards and medical expenses. The debt “expires” after this time period, and you can no longer be sued for payment.
Most of us dislike receiving a phone call from a debt collector. It can be unpleasant at times, but if a debt collector doesn’t follow the regulations,
The Fair Debt Collection Methods Act (FDCPA)– which came into force on March 1978, was created to stop abusive, misleading, and unfair debt collection practices.
When you apply for a loan or a credit card with a bank or financial institution, the institution would do a credit check to determine your creditworthiness.
Your credit score is one of many important indicators of your financial health. Instead of following bad credit practices, it’s crucial to develop good credit habits to build and maintain a good credit history.
In general, your credit score and debt are closely linked. Your credit score is affected by the amount of debt you have and how you manage and make payments.
CIBIL score decides your eligibility for securing any type of loan. It evaluates your creditworthiness based on your credit history, repayment habits for loans/credit cards
Every individual wishes to own a car, but few can afford one. Individuals might use car loans to fulfil their dreams of owning a car. These car loans not only make it easier to acquire a car
In general, a PAN card is a unique identification number issued by the Indian government to all taxpayers. A PAN card displays a ten-digit alphanumeric code that helps the authorities
Errors in credit reports can be a frequent phenomenon. It can be ranging from incorrect personal details to wrong credit accounts.
