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The debt-to-income ratio is the percentage of your gross monthly income and monthly payouts to pay back debts or borrowings.

Debt is the total amount of money that someone owes to others. This includes a loan from a bank, borrowed money from family and friends, or any private lenders.

With the growing needs of people in India, getting personal loans has become very easy and witnessing colossal demand. A personal loan can meet the emergency requirement as it is one of the fastest and easiest ways to get cash.

There has been a considerable increase in the number of women entrepreneurs across the country in recent years. The Indian government has developed numerous initiatives to support women entrepreneurs financially,

In the financing business, credit scores are an important tool. A person’s credit score informs a lender about their creditworthiness and helps them decide whether or not to accept them as borrowers. Similarly, everyone should check their credit score

CIBIL score is a three-digit number which determines about your loan approval or rejection. The higher your credit score, the more likely you are going to get approved for a loan with favorable interest rates.

Your CIBIL score is the most important element that lenders consider before approving your loan application.

CIBIL Score is a three-digit score of your credit history. The score is derived using your credit history generated in the CIBIL report. The report represents the individual’s financial identity across loan types and credit institutions over a period.

A CIBL score, which is often referred to as a consumer’s “credit score”, is a three-digit numeric digit that reflects your credit history and credit profile.

A statute of limitations applies to all unsecured debts, such as credit cards and medical expenses. The debt “expires” after this time period, and you can no longer be sued for payment.

Most of us dislike receiving a phone call from a debt collector. It can be unpleasant at times, but if a debt collector doesn’t follow the regulations,

The Fair Debt Collection Methods Act (FDCPA)– which came into force on March 1978, was created to stop abusive, misleading, and unfair debt collection practices.