Served from Bengaluru
Debt collection agency in Guwahati — B2B receivables, recovery and enforcement for businesses owed by Guwahati companies.
Guwahati hosts the NCLT bench for the north-eastern states, and is the distribution hub through which most goods reach the region.
Served from Bengaluru
Guwahati matters, run from our head office
Practitioners and field collectors travel to Guwahati for on-the-ground work. Legal matters run through advocates at the NCLT Guwahati bench and the local commercial courts.
+91 80 6824 8827 · info@kenstonecapital.inEvery debtor validated before anyone spends a day on it
Every action on record on our collection platform
Nothing filed without your written approval
Three stages, in Guwahati
What is different about Guwahati
The forum
Guwahati is the seat of the NCLT Guwahati bench, which covers Assam and the whole of the North East — Arunachal Pradesh, Manipur, Meghalaya, Mizoram, Nagaland, Sikkim and Tripura — and of the Gauhati High Court. For a creditor anywhere in the region, this is the forum.
If you are a registered MSME
A supplier registered on Udyam as a micro or small enterprise has a route the rest of the market does not: section 15 of the MSMED Act makes payment due in 45 days, and sections 16 to 18 let the supplier refer the unpaid invoice to a Micro and Small Enterprises Facilitation Council instead of filing suit. Interest runs at three times the RBI bank rate, compounded monthly, and a buyer who wants to challenge the award must first deposit 75 per cent of it. Traders are excluded; the registration must pre-date the supply. Assam runs a single state-level council at Guwahati.
The debtors
The debtor base here is tea trading and processing, plywood and timber, petroleum and refinery ancillaries, FMCG distribution into the North East, cement, food processing, transport and logistics. The commercial belt runs through Amingaon, the Brahmaputra Industrial Park, Bamunimaidam and the Noonmati refinery belt, with Chaygaon in Kamrup and Byrnihat across the boundary in Meghalaya.
What we see in Guwahati
Guwahati is the distribution gateway to eight states, and its receivables reflect that: a national supplier sells to a Guwahati distributor who onward-supplies across the region on extended credit. Collection distance is real — a debtor's actual operations may be several hundred kilometres and a state boundary away — which is why validating that the entity still trades matters before anyone travels.
How we work a Guwahati file
The same six steps on every account, whether it is one invoice or a book. What changes by city is the forum and the ground work, not the method.
- 1
Intake and validation
Before anyone spends a day on your file, every debtor entity is checked: is it still trading, is it the entity that actually contracted with you, and is there anything to recover from. Where a Guwahati debtor has ceased operating we say so and recommend a write-off — which earns us nothing. That is the point.
- 2
A named practitioner, not a queue
The file is allocated to one practitioner who owns it end to end. You deal with the person working your accounts, not with whoever answers the phone.
- 3
Contact, on record
Every call, every promise to pay and every reminder is recorded on our collection management platform. When a promise breaks, the next step follows from the record rather than from someone's memory — which is what makes escalation a step rather than a fresh start.
- 4
Field work where it is warranted
Practitioners and field collectors travel to Guwahati for on-the-ground work, including Amingaon, the Brahmaputra Industrial Park and Bamunimaidam. A field visit is a decision we justify to you, not a line item we add by default.
- 5
The escalation decision, stated honestly
We tell you when a claim is not worth enforcing, and why. Where it is worth enforcing, we tell you which route the facts support — a demand notice, section 138 where a cheque has bounced, a summary suit, or a section 9 petition at the NCLT Guwahati bench — and what each would cost and take.
- 6
Nothing filed without your written approval
No notice goes out and no matter is filed in your name until you have approved it in writing. The advocate's fee and the court fees are stated separately, before you decide.
What it costs. Recovery is charged as a success fee — a percentage of what is actually recovered, and nothing if nothing is recovered. The DSO Reduction Programme is priced separately, as a seat-based monthly fee. Enforcement is priced case by case, with the advocate's fee and the court or tribunal fees stated as separate lines before you approve anything.
A success fee on its own rewards an agency for working your easy accounts and letting the hard ones go quiet. How recovery is priced, and the three things we do that earn us nothing →
Questions from Guwahati businesses
Do you have an office in Guwahati?
No. Kenstone Capital is headquartered in Bengaluru and serves Guwahati from there. Practitioners and field collectors travel for on-the-ground work, and legal matters are run by advocates from our screened network at the NCLT Guwahati bench and the local commercial courts. We say this plainly because a debtor will ask, and the answer does not change what we can do.
Where would a Section 9 petition against a Guwahati company actually be heard?
Guwahati is the seat of the NCLT Guwahati bench, which covers Assam and the whole of the North East — Arunachal Pradesh, Manipur, Meghalaya, Mizoram, Nagaland, Sikkim and Tripura — and of the Gauhati High Court. For a creditor anywhere in the region, this is the forum.
We are a registered MSME supplier in Guwahati. Is there a faster route than a suit?
A supplier registered on Udyam as a micro or small enterprise has a route the rest of the market does not: section 15 of the MSMED Act makes payment due in 45 days, and sections 16 to 18 let the supplier refer the unpaid invoice to a Micro and Small Enterprises Facilitation Council instead of filing suit. Interest runs at three times the RBI bank rate, compounded monthly, and a buyer who wants to challenge the award must first deposit 75 per cent of it. Traders are excluded; the registration must pre-date the supply. Assam runs a single state-level council at Guwahati.
Discuss your receivables
Tell us where you are on the curve. A practitioner — not a sales desk — reads every enquiry and replies within one working day.