Served from Bengaluru
Debt collection agency in Delhi NCR — B2B receivables, recovery and enforcement for businesses owed by Delhi NCR companies.
Delhi NCR spans three states and two NCLT benches: the New Delhi bench for companies registered in Delhi, and the Chandigarh or Allahabad benches for Haryana and Uttar Pradesh respectively — which is why the debtor's registered office, not its operating office, decides where a petition is filed.
Served from Bengaluru
Delhi NCR matters, run from our head office
Practitioners and field collectors travel to Delhi NCR for on-the-ground work. Legal matters are run by advocates from our screened network in Delhi NCR.
Working across Delhi, Gurugram, Noida, Ghaziabad, Faridabad and Meerut.
+91 80 6824 8827 · info@kenstonecapital.inEvery debtor validated before anyone spends a day on it
Every action on record on our collection platform
Nothing filed without your written approval
Three stages, in Delhi NCR
What is different about Delhi NCR
The forum
Delhi is one of the few High Courts in India with ordinary original civil jurisdiction, and the split is pecuniary: commercial suits up to Rs 2 crore are filed at the district commercial courts, and the Delhi High Court's Commercial Division takes what is above that. NCR complicates it — a debtor registered in Gurugram or Faridabad is a Haryana company and goes to the NCLT Chandigarh bench and the Punjab and Haryana High Court; one in Noida, Ghaziabad or Meerut is a UP company and goes to the NCLT Allahabad bench. The map on the ground and the map in the cause list are not the same map.
If you are a registered MSME
A supplier registered on Udyam as a micro or small enterprise has a route the rest of the market does not: section 15 of the MSMED Act makes payment due in 45 days, and sections 16 to 18 let the supplier refer the unpaid invoice to a Micro and Small Enterprises Facilitation Council instead of filing suit. Interest runs at three times the RBI bank rate, compounded monthly, and a buyer who wants to challenge the award must first deposit 75 per cent of it. Traders are excluded; the registration must pre-date the supply. Delhi's councils are organised district-wise rather than as a single city council, so the reference follows the district.
The debtors
The debtor base here is trading and distribution, apparel and textiles, printing and packaging, electrical goods, auto components, IT and business services, media and events, construction supply. The commercial belt runs through Okhla, Naraina, Mayapuri, Bawana, Narela, Wazirpur, Chandni Chowk and Karol Bagh, and across the boundary Udyog Vihar, Manesar, Noida sectors 58 to 65, and Sahibabad.
What we see in Delhi NCR
NCR's defining receivables problem is entity confusion. A group operates from a Delhi address, contracts through a Haryana company and invoices from a UP one, and a creditor who has not established which entity actually owes the money spends months pursuing the wrong one. Every file we open here starts with that question, because the answer decides the forum, the bench and the strategy.
How we work a Delhi NCR file
The same six steps on every account, whether it is one invoice or a book. What changes by city is the forum and the ground work, not the method.
- 1
Intake and validation
Before anyone spends a day on your file, every debtor entity is checked: is it still trading, is it the entity that actually contracted with you, and is there anything to recover from. Where a Delhi NCR debtor has ceased operating we say so and recommend a write-off — which earns us nothing. That is the point.
- 2
A named practitioner, not a queue
The file is allocated to one practitioner who owns it end to end. You deal with the person working your accounts, not with whoever answers the phone.
- 3
Contact, on record
Every call, every promise to pay and every reminder is recorded on our collection management platform. When a promise breaks, the next step follows from the record rather than from someone's memory — which is what makes escalation a step rather than a fresh start.
- 4
Field work where it is warranted
Practitioners and field collectors travel to Delhi NCR for on-the-ground work, including Okhla, Naraina and Mayapuri. A field visit is a decision we justify to you, not a line item we add by default.
- 5
The escalation decision, stated honestly
We tell you when a claim is not worth enforcing, and why. Where it is worth enforcing, we tell you which route the facts support — a demand notice, section 138 where a cheque has bounced, a summary suit, or a section 9 petition at the NCLT Delhi bench — and what each would cost and take.
- 6
Nothing filed without your written approval
No notice goes out and no matter is filed in your name until you have approved it in writing. The advocate's fee and the court fees are stated separately, before you decide.
What it costs. Recovery is charged as a success fee — a percentage of what is actually recovered, and nothing if nothing is recovered. The DSO Reduction Programme is priced separately, as a seat-based monthly fee. Enforcement is priced case by case, with the advocate's fee and the court or tribunal fees stated as separate lines before you approve anything.
A success fee on its own rewards an agency for working your easy accounts and letting the hard ones go quiet. How recovery is priced, and the three things we do that earn us nothing →
Also in North India
Questions from Delhi NCR businesses
Do you have an office in Delhi NCR?
No. Kenstone Capital is headquartered in Bengaluru and serves Delhi NCR from there. Practitioners and field collectors travel for on-the-ground work, and legal matters are run by advocates from our screened network in Delhi NCR itself. We say this plainly because a debtor in Delhi NCR will ask, and the answer does not change what we can do.
How does debt collection work for a Delhi NCR debtor?
The same three stages as anywhere: the DSO Reduction Programme for receivables that are slipping, practitioner-led recovery for accounts that have gone bad, and legal enforcement — notice and settlement first — for debtors who leave no other route. What differs in Delhi NCR is the forum: Section 9 petitions are filed at the NCLT bench for the state where the debtor company is registered — New Delhi for Delhi, and different benches for Gurugram, Noida or Ghaziabad companies. Commercial suits above the threshold go to the commercial division of the Delhi High Court; others to district commercial courts.
Can you recover from a Delhi NCR company that has shut down?
Sometimes, and you will know early either way. Our validation step checks each debtor entity at intake, because in Delhi NCR a company that has gone quiet has often gone dark. If the entity still exists, the question is whether an enforcement route reaches its assets, or whether insolvency does — and for a company registered here that means the NCLT Delhi bench. If it does not, we say so before you spend anything, because the cost of finding out late is always higher than the cost of being told now.
Where would a Section 9 petition against a Delhi NCR company actually be heard?
Delhi is one of the few High Courts in India with ordinary original civil jurisdiction, and the split is pecuniary: commercial suits up to Rs 2 crore are filed at the district commercial courts, and the Delhi High Court's Commercial Division takes what is above that. NCR complicates it — a debtor registered in Gurugram or Faridabad is a Haryana company and goes to the NCLT Chandigarh bench and the Punjab and Haryana High Court; one in Noida, Ghaziabad or Meerut is a UP company and goes to the NCLT Allahabad bench. The map on the ground and the map in the cause list are not the same map.
We are a registered MSME supplier in Delhi NCR. Is there a faster route than a suit?
A supplier registered on Udyam as a micro or small enterprise has a route the rest of the market does not: section 15 of the MSMED Act makes payment due in 45 days, and sections 16 to 18 let the supplier refer the unpaid invoice to a Micro and Small Enterprises Facilitation Council instead of filing suit. Interest runs at three times the RBI bank rate, compounded monthly, and a buyer who wants to challenge the award must first deposit 75 per cent of it. Traders are excluded; the registration must pre-date the supply. Delhi's councils are organised district-wise rather than as a single city council, so the reference follows the district.
Discuss your receivables
Tell us where you are on the curve. A practitioner — not a sales desk — reads every enquiry and replies within one working day.