Served from Bengaluru

Debt collection agency in Rajasthan — B2B receivables, recovery and enforcement for businesses owed by Rajasthan companies.

Rajasthan-registered companies fall under the NCLT Jaipur bench; Bhilwara and Alwar carry heavy textile and auto-component receivables.

Served from Bengaluru

Rajasthan matters, run from our head office

Practitioners and field collectors travel to Rajasthan for on-the-ground work. Legal matters run through advocates at the NCLT Jaipur bench and the local commercial courts.

+91 80 6824 8827 · info@kenstonecapital.in

Every debtor validated before anyone spends a day on it

Every action on record on our collection platform

Nothing filed without your written approval

What is different about Rajasthan

The forum

Rajasthan was moved off the New Delhi bench and now has its own at Jaipur, so companies registered anywhere in the state are heard on insolvency there. The Rajasthan High Court's principal seat is Jodhpur, with a bench at Jaipur, and commercial suits are filed at the commercial court for the district.

If you are a registered MSME

A supplier registered on Udyam as a micro or small enterprise has a route the rest of the market does not: section 15 of the MSMED Act makes payment due in 45 days, and sections 16 to 18 let the supplier refer the unpaid invoice to a Micro and Small Enterprises Facilitation Council instead of filing suit. Interest runs at three times the RBI bank rate, compounded monthly, and a buyer who wants to challenge the award must first deposit 75 per cent of it. Traders are excluded; the registration must pre-date the supply. Rajasthan runs regional councils including Jaipur, Jodhpur, Kota, Ajmer, Bikaner, Bharatpur and Udaipur, so the reference follows the supplier's region.

The debtors

The debtor base here is gems and jewellery, textiles and hand block printing, marble and stone, cement and building materials, chemicals and fertilisers, auto components at Bhiwadi and Neemrana, handicrafts and furniture exports, agro and guar processing. The commercial belt runs through Sitapura and Bagru near Jaipur, Basni and Boranada at Jodhpur, Bhiwadi and Neemrana on the Delhi corridor, Bhilwara, Pali, Udaipur and the Kota industrial belt.

What we see in Rajasthan

Rajasthan's two largest trades — gems at Jaipur and handicraft exports at Jodhpur — are both document-light by tradition, one running on memo and the other on long-standing overseas relationships. Meanwhile the Bhiwadi and Neemrana corridor behaves like NCR rather than like Rajasthan, with auto-tier payment patterns and a debtor base that is often registered elsewhere. Treating the state as one market is the mistake; it is at least three.

We work with companies across Sitapura, Bagru, Basni, Boranada, Bhiwadi, Neemrana, Bhilwara, Pali, Udaipur and Kota.

How we work a Rajasthan file

The same six steps on every account, whether it is one invoice or a book. What changes by city is the forum and the ground work, not the method.

  1. 1

    Intake and validation

    Before anyone spends a day on your file, every debtor entity is checked: is it still trading, is it the entity that actually contracted with you, and is there anything to recover from. Where a Rajasthan debtor has ceased operating we say so and recommend a write-off — which earns us nothing. That is the point.

  2. 2

    A named practitioner, not a queue

    The file is allocated to one practitioner who owns it end to end. You deal with the person working your accounts, not with whoever answers the phone.

  3. 3

    Contact, on record

    Every call, every promise to pay and every reminder is recorded on our collection management platform. When a promise breaks, the next step follows from the record rather than from someone's memory — which is what makes escalation a step rather than a fresh start.

  4. 4

    Field work where it is warranted

    Practitioners and field collectors travel to Rajasthan for on-the-ground work, including Sitapura, Bagru near Jaipur and Basni. A field visit is a decision we justify to you, not a line item we add by default.

  5. 5

    The escalation decision, stated honestly

    We tell you when a claim is not worth enforcing, and why. Where it is worth enforcing, we tell you which route the facts support — a demand notice, section 138 where a cheque has bounced, a summary suit, or a section 9 petition at the NCLT Jaipur bench — and what each would cost and take.

  6. 6

    Nothing filed without your written approval

    No notice goes out and no matter is filed in your name until you have approved it in writing. The advocate's fee and the court fees are stated separately, before you decide.

What it costs. Recovery is charged as a success fee — a percentage of what is actually recovered, and nothing if nothing is recovered. The DSO Reduction Programme is priced separately, as a seat-based monthly fee. Enforcement is priced case by case, with the advocate's fee and the court or tribunal fees stated as separate lines before you approve anything.

A success fee on its own rewards an agency for working your easy accounts and letting the hard ones go quiet. How recovery is priced, and the three things we do that earn us nothing →

Questions from Rajasthan businesses

Do you have an office in Rajasthan?

No. Kenstone Capital is headquartered in Bengaluru and serves Rajasthan from there. Practitioners and field collectors travel for on-the-ground work, and legal matters are run by advocates from our screened network at the NCLT Jaipur bench and the local commercial courts. We say this plainly because a debtor will ask, and the answer does not change what we can do.

Where would a Section 9 petition against a Rajasthan company actually be heard?

Rajasthan was moved off the New Delhi bench and now has its own at Jaipur, so companies registered anywhere in the state are heard on insolvency there. The Rajasthan High Court's principal seat is Jodhpur, with a bench at Jaipur, and commercial suits are filed at the commercial court for the district.

We are a registered MSME supplier in Rajasthan. Is there a faster route than a suit?

A supplier registered on Udyam as a micro or small enterprise has a route the rest of the market does not: section 15 of the MSMED Act makes payment due in 45 days, and sections 16 to 18 let the supplier refer the unpaid invoice to a Micro and Small Enterprises Facilitation Council instead of filing suit. Interest runs at three times the RBI bank rate, compounded monthly, and a buyer who wants to challenge the award must first deposit 75 per cent of it. Traders are excluded; the registration must pre-date the supply. Rajasthan runs regional councils including Jaipur, Jodhpur, Kota, Ajmer, Bikaner, Bharatpur and Udaipur, so the reference follows the supplier's region.

Discuss your receivables

Tell us where you are on the curve. A practitioner — not a sales desk — reads every enquiry and replies within one working day.

+91 80 6824 8827
info@kenstonecapital.in

CallWhatsAppEnquire