Served from Bengaluru
Debt collection agency in Pune — B2B receivables, recovery and enforcement for businesses owed by Pune companies.
Pune's receivables problems are concentrated in the auto and engineering supply chain — tiered suppliers to OEMs with long terms and quality-linked deductions — and its Section 9 petitions are heard at the NCLT Mumbai bench, not in Pune.
Served from Bengaluru
Pune matters, run from our head office
Practitioners and field collectors travel to Pune for on-the-ground work. Legal matters are run by advocates from our screened network in Pune.
Working across Pimpri-Chinchwad.
+91 80 6824 8827 · info@kenstonecapital.inEvery debtor validated before anyone spends a day on it
Every action on record on our collection platform
Nothing filed without your written approval
Three stages, in Pune
What is different about Pune
The forum
Pune is outside the Bombay High Court's ordinary original civil jurisdiction. Commercial suits are filed at the commercial court for Pune district.
If you are a registered MSME
A supplier registered on Udyam as a micro or small enterprise has a route the rest of the market does not: section 15 of the MSMED Act makes payment due in 45 days, and sections 16 to 18 let the supplier refer the unpaid invoice to a Micro and Small Enterprises Facilitation Council instead of filing suit. Interest runs at three times the RBI bank rate, compounded monthly, and a buyer who wants to challenge the award must first deposit 75 per cent of it. Traders are excluded; the registration must pre-date the supply. Maharashtra runs a regional council at Pune, covering the district and Pimpri-Chinchwad.
The debtors
The debtor base here is automotive and auto components, engineering and machine tools, IT and engineering services, pharmaceuticals, food processing, electronics. The commercial belt runs through Hinjawadi (Rajiv Gandhi Infotech Park), Hadapsar-Fursungi, Pirangut, Kurkumbh, and the district belt at Chakan, Talegaon and Ranjangaon.
What we see in Pune
The auto supply chain sets the rhythm. A tier-two supplier's receivables move when the OEM's schedule moves, so a production cut upstream shows up as slow payment three tiers down within a quarter. Chasing harder does not help; knowing which of your debtors sits behind which programme does.
How we work a Pune file
The same six steps on every account, whether it is one invoice or a book. What changes by city is the forum and the ground work, not the method.
- 1
Intake and validation
Before anyone spends a day on your file, every debtor entity is checked: is it still trading, is it the entity that actually contracted with you, and is there anything to recover from. Where a Pune debtor has ceased operating we say so and recommend a write-off — which earns us nothing. That is the point.
- 2
A named practitioner, not a queue
The file is allocated to one practitioner who owns it end to end. You deal with the person working your accounts, not with whoever answers the phone.
- 3
Contact, on record
Every call, every promise to pay and every reminder is recorded on our collection management platform. When a promise breaks, the next step follows from the record rather than from someone's memory — which is what makes escalation a step rather than a fresh start.
- 4
Field work where it is warranted
Practitioners and field collectors travel to Pune for on-the-ground work, including Hinjawadi (Rajiv Gandhi Infotech Park), Hadapsar-Fursungi and Pirangut. A field visit is a decision we justify to you, not a line item we add by default.
- 5
The escalation decision, stated honestly
We tell you when a claim is not worth enforcing, and why. Where it is worth enforcing, we tell you which route the facts support — a demand notice, section 138 where a cheque has bounced, a summary suit, or a section 9 petition at the NCLT Mumbai bench — and what each would cost and take.
- 6
Nothing filed without your written approval
No notice goes out and no matter is filed in your name until you have approved it in writing. The advocate's fee and the court fees are stated separately, before you decide.
What it costs. Recovery is charged as a success fee — a percentage of what is actually recovered, and nothing if nothing is recovered. The DSO Reduction Programme is priced separately, as a seat-based monthly fee. Enforcement is priced case by case, with the advocate's fee and the court or tribunal fees stated as separate lines before you approve anything.
A success fee on its own rewards an agency for working your easy accounts and letting the hard ones go quiet. How recovery is priced, and the three things we do that earn us nothing →
Also in West India
Questions from Pune businesses
Do you have an office in Pune?
No. Kenstone Capital is headquartered in Bengaluru and serves Pune from there. Practitioners and field collectors travel for on-the-ground work, and legal matters are run by advocates from our screened network in Pune itself. We say this plainly because a debtor in Pune will ask, and the answer does not change what we can do.
How does debt collection work for a Pune debtor?
The same three stages as anywhere: the DSO Reduction Programme for receivables that are slipping, practitioner-led recovery for accounts that have gone bad, and legal enforcement — notice and settlement first — for debtors who leave no other route. What differs in Pune is the forum: Pune companies are Maharashtra-registered, so Section 9 petitions go to the NCLT Mumbai bench. Commercial suits are heard at the district commercial courts in Pune.
Can you recover from a Pune company that has shut down?
Sometimes, and you will know early either way. Our validation step checks each debtor entity at intake, because in Pune a company that has gone quiet has often gone dark. If the entity still exists, the question is whether an enforcement route reaches its assets, or whether insolvency does — and for a company registered here that means the NCLT Mumbai bench. If it does not, we say so before you spend anything, because the cost of finding out late is always higher than the cost of being told now.
Where would a Section 9 petition against a Pune company actually be heard?
Pune is outside the Bombay High Court's ordinary original civil jurisdiction. Commercial suits are filed at the commercial court for Pune district.
We are a registered MSME supplier in Pune. Is there a faster route than a suit?
A supplier registered on Udyam as a micro or small enterprise has a route the rest of the market does not: section 15 of the MSMED Act makes payment due in 45 days, and sections 16 to 18 let the supplier refer the unpaid invoice to a Micro and Small Enterprises Facilitation Council instead of filing suit. Interest runs at three times the RBI bank rate, compounded monthly, and a buyer who wants to challenge the award must first deposit 75 per cent of it. Traders are excluded; the registration must pre-date the supply. Maharashtra runs a regional council at Pune, covering the district and Pimpri-Chinchwad.
Discuss your receivables
Tell us where you are on the curve. A practitioner — not a sales desk — reads every enquiry and replies within one working day.