WHAT DEBT COLLECTORS CAN AND CAN’T DO?
A statute of limitations applies to all unsecured debts, such as credit cards and medical expenses. The debt “expires” after this time period, and you can no longer be sued for payment.
A collection of stories of our experience in debt collection for Banks, financial institutions and businesses, and Credit Repair to manage your debt and hence finance well always!
A statute of limitations applies to all unsecured debts, such as credit cards and medical expenses. The debt “expires” after this time period, and you can no longer be sued for payment.
Most of us dislike receiving a phone call from a debt collector. It can be unpleasant at times, but if a debt collector doesn’t follow the regulations,
The Fair Debt Collection Methods Act (FDCPA)– which came into force on March 1978, was created to stop abusive, misleading, and unfair debt collection practices.
When you apply for a loan or a credit card with a bank or financial institution, the institution would do a credit check to determine your creditworthiness.
Your credit score is one of many important indicators of your financial health. Instead of following bad credit practices, it’s crucial to develop good credit habits to build and maintain a good credit history.
In general, your credit score and debt are closely linked. Your credit score is affected by the amount of debt you have and how you manage and make payments.
CIBIL score decides your eligibility for securing any type of loan. It evaluates your creditworthiness based on your credit history, repayment habits for loans/credit cards
Every individual wishes to own a car, but few can afford one. Individuals might use car loans to fulfil their dreams of owning a car. These car loans not only make it easier to acquire a car
Among all other loans, a personal loan is one of the easiest loans to obtain if he/she is not a CIBIL defaulter. If you are not on the CIBIL defaulters list, then a personal loan is a good option for you.
In general, a PAN card is a unique identification number issued by the Indian government to all taxpayers. A PAN card displays a ten-digit alphanumeric code that helps the authorities
Errors in credit reports can be a frequent phenomenon. It can be ranging from incorrect personal details to wrong credit accounts.
Most of the financial institutions check your credit score whenever you apply for a loan. Your CIBIL score provides a fair indication to the financial institution about your creditworthiness