About Us

We help businesses, financial institutions, and individuals unlock financial potential through strategic, ethical recovery.

Who We Are

Kenstone Capital is a financial recovery firm built on a simple conviction: a stuck financial situation is rarely a dead end — it’s value waiting to be unlocked.

We work at the intersection of law, finance, and people. For banks and NBFCs, we turn non-performing assets back into liquidity. For businesses, we recover the receivables that keep operations moving. For individuals, we repair the credit profiles that stand between them and their next opportunity. Across all of it, we bring clarity to complexity and a steady hand to high-stakes situations.

Our Values

Trust

We build lasting relationships on reliability, consistency, and delivering on what we promise. Clients hand us their recovery work because of a track record they can verify.

Authenticity

We approach every client with genuine care and transparency. Our solutions are tailored to actual needs — never a generic playbook applied to a unique situation.

Integrity

We stay compliant and straightforward at every step. Clear, no-jargon communication isn’t a nicety for us; it’s how we keep your trust.

Executive Leadership

Nikhil Shetty

Nikhil Raj Shetty K

Co – Founder

With over 20 years of experience in financial services, Nikhil leads Kenstone with strategic vision and industry expertise.

Harish Krishnamurthy

Harish Krishnamurthy

Co – Founder

Harish oversees daily operations, ensuring excellence in service delivery and client satisfaction across all divisions.

Swapnil Shetty

Swapnil K Shetty

Co – Founder

Swapnil manages financial strategy and growth planning, with extensive background in financial institution management.

Our Journey

A decade of milestones in credit repair, debt recovery, financial consulting,
and SARFAESI enforcement across India.

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Take Control of Your Financial Future.