In general, a PAN card is a unique identification number issued by the Indian government to all taxpayers. A PAN card displays a ten-digit alphanumeric code that helps the authorities to keep a record of the financial activities of an individual across all platforms. In...
Errors in credit reports can be a frequent phenomenon. It can be ranging from incorrect personal details to wrong credit accounts. These errors will negatively impact your credit score while making it more difficult to obtain a loan or a credit card. Hence, it is...
Addictions to alcohol, cigarettes, gambling, drugs, and other substances are few examples of common addictions among people. The newest addition to this list of addictions, believe it or not, is Credit card addiction. Yes, you heard that right! Credit Cards can be addictive. But what happens...
Most of the financial institutions check your credit score whenever you apply for a loan. Your CIBIL score provides a fair indication to the financial institution about your creditworthiness and repayment ability. As a result, if you have a good credit score, lenders will view...
Checking your credit score and analyzing your credit report are two key steps in maintaining or improving your credit score. If you find that your credit score has dropped, it's important to examine your credit report carefully and figure out the cause behind it. Sometimes,...
Bankruptcy is a term refers to the legal process involving an individual or business that is unable to pay their outstanding debts. It could happen if you have undergone a significant loss in your business, lost a job, or been paralyzed or handicapped due to...
Money is the call of the day. It is impossible to run our day-to-day activities without considering money. A scarcity of money is the worst situation one would never be one to face. But such conditions do come around, where you might have a requirement...
When it comes down to running an enterprise, funding is the most crucial aspect. Without adequate funds, a business enterprise can't survive. The funds that the company would manage to gather will determine how it will run ahead. So at times, it becomes necessary for...
In this article, we are going to talk about what exactly is credit or CIBIL score and why is it so important. Also, we would discuss some essential tips and queries which would help you to maintain a perfect CIBIL score. What is the Credit or CIBIL...
Due to lack of adequate knowledge, most of the people often find it difficult to differentiate the validity and applicability of myths and rumours associated with CIBIL score. However, most of the misconceptions are still surrounding the CIBIL Score, which need to be debunked to...