The Impact of the International Banking Crisis on the Indian Financial System
The international banking crisis of the late 2000s, also known as the Global Financial Crisis (GFC), had far-reaching consequences on economies worldwide. As one of the largest and fastest-growing emerging markets, India was not immune to the ripple effects of the crisis. This comprehensive analysis aims to explore the impact of the international banking crisis […]
How to Check and Improve CMR Rating
In the world of retail lending, personal credit scores are the star of the financial talks. Most people know that their credit score is a factor in determining whether they get a loan and how much interest they have to pay. A high score means high bargaining power. Poor scores mean fewer options. When companies seek working capital, […]
The Impact of AI in Finance and Lending: 2026 Outlook and Beyond
AI has moved from being a technology to try out to an essential capability for the finance industry. What was once simple automation of processes has now become systems that analyze risk, predict outcomes, customize financial products, and inform strategic decision-making at scale. As we approach 2026 and beyond, AI in finance is no longer about incremental efficiency […]
What Is the Difference Between a Vendor and Partner in Debt Collection?
Understanding the difference between a Vendor and a partner in Debt Collection is essential for businesses seeking effective B2B debt recovery. Debt collection is the process of pursuing payments owed to creditors by individuals or businesses. Specialized agencies act as a debt-collection partner, working on behalf of creditors to collect debt for a fee, often […]
PERSONAL LOANS FOR CIBIL DEFAULTERS
Among all other loans, a personal loan is one of the easiest loans to obtain if he/she is not a CIBIL defaulter. If you are not on the CIBIL defaulters list, then a personal loan is a good option for you.
What is Accounts Receivable Factoring? How does it Work?
What is Accounts Receivable Factoring? Accounts receivable factoring is a straightforward working capital financing trick that helps businesses get cash for their invoices immediately instead of waiting weeks for a customer to pay. This setup is great for liquidity management because it stops cash flow gaps before they start and helps with cash flow optimization […]
Personal Loan for Youngsters: Make Your Dream Become A Reality
Essentially, the aspirations of young people have undergone significant changes over the past decade. To put it another way, getting a Personal Loan for Youngsters has become a strategic way of funding the quickly changing lifestyle choices where renting a place is as good as owning it, and cars are no longer considered status items. […]
Credit Fraud vs Identity Theft: What’s the Difference and Why It Matters
As per the Union Budget announcement, more than 50 crore Indians now have access to the internet, which has caused about a 144% jump in mobile data usage in the year 2018 compared to the year before
Six Steps for Successful Credit Risk Management
In today’s volatile economy, implementing a robust Credit Risk Management strategy is essential for any financial institution or business looking to maintain long-term stability. At Kenstone Capital, our dedicated Credit Risk Management page highlights how we help entities navigate the complexities of lending. By adopting a modern credit risk management process, companies can effectively identify […]
AI and Automation in Debt Collection: Benefits and Concerns
In recent years, the debt collection industry has undergone a massive digital transformation in collections, fueled by breakthroughs in AI and debt collection. These tools, including debt collection software and debt recovery technology, aim to simplify operations while boosting efficiency and the overall debtor experience. However, merging AI debt management with automation for debt collection […]